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AIB offers a full range of personal and corporate banking services.
The bank also offers a range of general insurance products such as home, travel, and health insurance.
It offers life assurance and pensions through its tied agency with Irish Life Assurance plc.
The banks typically pay out loans in arrears, subject to receipt of suitable invoices from contractors/creditors.
As soon as there’s an invoice from the building contractor, AIB pays the cost.
“Financial discipline is very important for all new start-ups,” Phelan said.
AIB assesses proposals on the farmer’s ability to repay loans from ongoing operations.
Phelan explained how previous historical farm accounts are very relevant in how the bank assesses the proposal.
“Historical accounts give a good indication to the bank as to what level of efficiency the farm business has previously operated.
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is one of the so-called Big Four commercial banks in Ireland.